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The rule

RBI gives this rule: all scheduled and non-scheduled banks close on the 2nd and 4th Saturdays of each month. The 1st, 3rd and 5th Saturdays are working days. Banks also close on all Sundays.

The 2nd Saturday is always between the 8th and the 14th of the month. The 4th Saturday is always between the 22nd and the 28th.

All Saturdays of 2026 and 2027

The dates in bold are the 2nd and 4th Saturdays. Banks close on these dates. The other Saturdays are working days, but not where RBI lists a holiday for a state. The 2027 dates follow the same rule. At this time, RBI has not given the 2027 holiday list.

MonthClosed (2nd, 4th)Open SaturdaysHoliday on an open Saturday
Jan 202610 and 243, 17, 313 Jan: holiday in Uttar Pradesh; 17 Jan: holiday in Tamil Nadu
Feb 202614 and 287, 21—
Mar 202614 and 287, 2121 Mar: holiday in 27 states
Apr 202611 and 254, 18—
May 20269 and 232, 16, 3016 May: holiday in Sikkim
Jun 202613 and 276, 20—
Jul 202611 and 254, 1818 Jul: holiday in Sikkim
Aug 20268 and 221, 15, 2915 Aug: holiday in 29 states
Sep 202612 and 265, 19—
Oct 202610 and 243, 17, 3117 Oct: holiday in Tripura; 31 Oct: holiday in Gujarat
Nov 202614 and 287, 21—
Dec 202612 and 265, 1919 Dec: holiday in Goa
Jan 20279 and 232, 16, 30RBI list not out
Feb 202713 and 276, 20RBI list not out
Mar 202713 and 276, 20RBI list not out
Apr 202710 and 243, 17RBI list not out
May 20278 and 221, 15, 29RBI list not out
Jun 202712 and 265, 19RBI list not out
Jul 202710 and 243, 17, 31RBI list not out
Aug 202714 and 287, 21RBI list not out
Sep 202711 and 254, 18RBI list not out
Oct 20279 and 232, 16, 30RBI list not out
Nov 202713 and 276, 20RBI list not out
Dec 202711 and 254, 18RBI list not out

Frequently asked questions

Are banks open on Saturday?

On some Saturdays. RBI gives this rule: all scheduled and non-scheduled banks close on the 2nd and 4th Saturdays of each month. Banks open on the 1st, 3rd and 5th Saturdays, unless the day is a holiday in your state.

Is the 5th Saturday a bank holiday?

No. The 5th Saturday is a working day, as are the 1st and 3rd Saturdays. Banks close on it only if it is on the RBI holiday list for your state.

Are SBI and HDFC Bank open on Saturday?

SBI, HDFC Bank and all other banks follow the same rule. They close on the 2nd and 4th Saturdays. They open on the other Saturdays, unless there is a holiday in your state.

How do I know if this Saturday is the 2nd or 4th?

Count the Saturdays from the 1st of the month. The 2nd Saturday is on one of the days 8 to 14. The 4th Saturday is on one of the days 22 to 28. The checker at the top does this for you.

Sources

A state can give a new holiday at short notice. We examine the RBI list each month. Before you go to a branch on a festival day, speak to the branch to make sure that it opens.