Bank holidays in December 2026
Banks in India close on different days in each state. This page shows all the RBI holidays of December 2026, with the states where they apply. It also shows the 2nd and 4th Saturdays and the long holiday periods. Verification date (RBI list): 27 Oct 2026.
December 2026 bank holiday list
Banks close on all Sundays (6, 13, 20, 27 December) and on the 2nd and 4th Saturdays (12 December and 26 December). RBI also lists holidays on 11 working days of December in one or more states (table below). 2 more are on a Sunday or a 2nd or 4th Saturday. Thus, they do not add a closed day.
| Date | Day | Holiday (RBI name) | Banks closed in |
|---|---|---|---|
| 1 Dec | Tuesday | Indigenous Faith Day/State Inauguration Day | Arunachal Pradesh, Nagaland |
| 3 Dec | Thursday | Feast of St. Francis Xavier | Goa |
| 9 Dec | Wednesday | Losoong / Namsoong | Sikkim |
| 10 Dec | Thursday | Losoong / Namsoong | Sikkim |
| 11 Dec | Friday | Losoong / Namsoong | Sikkim |
| 12 Dec | Saturday | Death Anniversary of Pa Togan Nengminja Sangma On a 2nd Saturday: no extra closed day | Meghalaya |
| 18 Dec | Friday | Death Anniversary of U SoSo Tham | Meghalaya |
| 19 Dec | Saturday | Goa Liberation Day | Goa |
| 24 Dec | Thursday | Christmas Eve | Meghalaya, Mizoram, Nagaland |
| 25 Dec | Friday | Christmas | All states and UTs on the RBI list |
| 26 Dec | Saturday | Christmas On a 4th Saturday: no extra closed day | Meghalaya, Nagaland |
| 30 Dec | Wednesday | Death Anniversary of U Kiang Nangbah | Meghalaya |
| 31 Dec | Thursday | New Year's Eve | Mizoram |
RBI uses one name for each date in all states. The name can include festivals of states where banks stay open.
Closed days in each state
Total days that banks close in December 2026: Sundays, the 2nd and 4th Saturdays and the RBI holidays on working days.
| State | Holidays on working days | Total closed days |
|---|---|---|
| Meghalaya | 4 | 10 |
| Sikkim | 4 | 10 |
| Goa | 3 | 9 |
| Mizoram | 3 | 9 |
| Nagaland | 3 | 9 |
| Arunachal Pradesh | 2 | 8 |
| Andhra Pradesh | 1 | 7 |
| Assam | 1 | 7 |
| Bihar | 1 | 7 |
| Chandigarh | 1 | 7 |
| Chhattisgarh | 1 | 7 |
| Delhi | 1 | 7 |
| Gujarat | 1 | 7 |
| Himachal Pradesh | 1 | 7 |
| Jammu and Kashmir | 1 | 7 |
| Jharkhand | 1 | 7 |
| Karnataka | 1 | 7 |
| Kerala | 1 | 7 |
| Madhya Pradesh | 1 | 7 |
| Maharashtra | 1 | 7 |
| Manipur | 1 | 7 |
| Odisha | 1 | 7 |
| Rajasthan | 1 | 7 |
| Tamil Nadu | 1 | 7 |
| Telangana | 1 | 7 |
| Tripura | 1 | 7 |
| Uttar Pradesh | 1 | 7 |
| Uttarakhand | 1 | 7 |
| West Bengal | 1 | 7 |
Long holiday periods in December 2026
In these states, banks close for 3 or more days together. Do your branch work before them.
- Wed 9 Dec to Sun 13 Dec (5 days): Sikkim
- Thu 24 Dec to Sun 27 Dec (4 days): Meghalaya, Mizoram, Nagaland
- Fri 25 Dec to Sun 27 Dec (3 days): Andhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Goa, Gujarat, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Odisha, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttar Pradesh, Uttarakhand, West Bengal
EMIs, UPI and ATMs on a bank holiday
EMIs and auto-debits do not stop on a bank holiday. Since 1 August 2021, NACH works on all days of the week (RBI, 4 June 2021). NACH is the system that collects loan EMIs, SIPs and insurance premiums. Thus, if your EMI date is a holiday, the bank can debit your account on that day. Keep the money in your account on the day before. UPI, ATMs, cards and internet banking usually continue to operate. Branches close, and cheques wait for the next working day.
Frequently asked questions
How many bank holidays are there in December 2026?
The number of closed days changes with the state. With Sundays and the 2nd and 4th Saturdays, banks close for 10 days in Meghalaya and 7 days in West Bengal. RBI lists holidays on 11 working days in December in one or more states.
Which Saturdays are bank holidays in December 2026?
The 2nd and 4th Saturdays: 12 December and 26 December. Banks open on the other Saturdays (5 December, 19 December), unless the day is a holiday in your state.
Are banks closed on 25 December?
In 29 of the 29 states and UTs on the RBI list. RBI name: Christmas. Use the checker at the top for your state.
Will my EMI be debited on a bank holiday?
Yes, it can be. Since 1 August 2021, NACH works on all days of the week. Keep the money for the EMI in your account on the day before the EMI date.
Sources
- Reserve Bank of India: Bank Holidays (holiday list for each RBI office). Verification date: 27 Oct 2026. The list shows holidays as given in the Negotiable Instruments Act. State governments give these days as holidays.
- RBI Statement on Developmental and Regulatory Policies, 4 June 2021: NACH on all days from 1 August 2021.
A state can give a new holiday at short notice. We examine the RBI list each month. Before you go to a branch on a festival day, speak to the branch to make sure that it opens.