Bank holidays in Kerala 2026: is the bank open today?
This page uses the holiday list that the Reserve Bank of India (RBI) gives for Kerala (RBI Kochi and Thiruvananthapuram office). Select a date. The checker shows if banks open on that date. Verification date (RBI list): 27 Oct 2026.
Kerala bank holiday list 2026
RBI lists 23 bank holidays for Kerala in 2026. 23 are on working days. SBI, HDFC Bank and all other banks in Kerala close on these days. See also: Is SBI open on this day? and Is HDFC Bank open on this day?
| Date | Day | Holiday (RBI name) | Note |
|---|---|---|---|
| 2 Jan | Friday | New Year Celebration/Mannam Jayanthi | |
| 26 Jan | Monday | Republic Day | |
| 3 Mar | Tuesday | Holi (Second Day)/Dol Jatra/Dhulandi/Holika Dahan/Attukal Pongala | Only on RBI's Thiruvananthapuram list |
| 20 Mar | Friday | Eid-Ul-Fitr (Ramzan) | |
| 1 Apr | Wednesday | To enable to Banks to close their yearly accounts | |
| 2 Apr | Thursday | Maundy Thursday | |
| 3 Apr | Friday | Good Friday | |
| 9 Apr | Thursday | General Election to Kerala Legislative Assembly 2026 | |
| 14 Apr | Tuesday | Dr. Babasaheb Ambedkar Jayanti/Maha Vishuva Sankranti/Biju/Buisu Festival/Tamil New Year's Day/Bohag Bihu/Cheiraoba/Baisakhi | |
| 15 Apr | Wednesday | Bohag Bihu/Vishu | |
| 1 May | Friday | Buddha Pournima/May Day (Labour Day)/Birth Anniversary of Pandit Raghunath Murmu | |
| 27 May | Wednesday | Eid-UI-Adha-(Bakri-Eid)/Id-ul-Zuha | |
| 28 May | Thursday | Bakri ID (Id-Uz-Zuha) | |
| 15 Aug | Saturday | Independence Day/Parsi New Year (Shahenshahi) | |
| 25 Aug | Tuesday | First Onam/Milad-i-Sherif (Birthday of Prophet Muhammed) | |
| 26 Aug | Wednesday | Id-E-Milad/Baravafat/Milad-un-Nabi (Birthday of Prophet Mohammad)/Thiruvonam | |
| 28 Aug | Friday | Raksha Bandhan/Pang-Lhabsol/Friday following Eid-i-Milad-ul-Nabi/Sree Narayana Guru Jayanthi/Ayyankali Jayanthi | |
| 4 Sep | Friday | Janmashtami (Vaishnva) (Shravan Vad-8)/Krishna Jayanthi | |
| 21 Sep | Monday | Janmotsav of Srimanta Sankardeva/Sree Narayana Guru Samadhi | |
| 2 Oct | Friday | Mahatma Gandhi Jayanti | |
| 19 Oct | Monday | Dussehra (Mahashtami)/Maha Navami/Ayutha Pooja/Durga Puja/Vijaya Dashomi/Durga Ashtami | |
| 20 Oct | Tuesday | Dasara/Dusshera (Vijaya Dashmi) (Aaso sud-10)/Maha Navami, Ayudhapooja/Durga Puja | |
| 21 Oct | Wednesday | Vijaya Dasami/Durga Puja (Dasain)/Maha Dashami | |
| 25 Dec | Friday | Christmas |
RBI uses one name for each date in all states. Thus, a name can also show festivals of other states. We removed parts that name a different state.
RBI gives 2 lists for Kerala (Kochi and Thiruvananthapuram). They are almost the same. 3 March (Holi (Second Day)/Dol Jatra/Dhulandi/Holika Dahan/Attukal Pongala) is only on the Thiruvananthapuram list. RBI does not tell which districts follow each list. The checker shows these days as "some districts". On these days, speak to your branch.
Saturdays and Sundays
RBI gives this rule: all scheduled and non-scheduled banks close on the 2nd and 4th Saturdays of each month. The 1st, 3rd and 5th Saturdays are working days. Banks also close on all Sundays.
All 2nd and 4th Saturdays of 2026 and 2027 →
Long holiday periods: banks closed for 3 days or more
In these periods, banks in Kerala close for 3 or more days together. Do your branch work before them.
- Sat 24 Jan to Mon 26 Jan (3 days): Republic Day with 4th Saturday, Sunday
- Wed 1 Apr to Fri 3 Apr (3 days): To enable to Banks to close their yearly accounts; Maundy Thursday; Good Friday with
- Sun 18 Oct to Wed 21 Oct (4 days): Dussehra (Mahashtami)/Maha Navami/Ayutha Pooja/Durga Puja/Vijaya Dashomi/Durga Ashtami; Dasara/Dusshera (Vijaya Dashmi) (Aaso sud-10)/Maha Navami, Ayudhapooja/Durga Puja; Vijaya Dasami/Durga Puja (Dasain)/Maha Dashami with Sunday
- Fri 25 Dec to Sun 27 Dec (3 days): Christmas with 4th Saturday, Sunday
All states, month by month: Jan · Feb · Mar · Apr · May · Jun · Jul · Aug · Sep · Oct · Nov · Dec
EMIs, UPI and ATMs on a bank holiday
EMIs and auto-debits do not stop on a bank holiday. Since 1 August 2021, NACH works on all days of the week (RBI, 4 June 2021). NACH is the system that collects loan EMIs, SIPs and insurance premiums. Thus, if your EMI date is a holiday, the bank can debit your account on that day. Keep the money in your account on the day before. UPI, ATMs, cards and internet banking usually continue to operate. Branches close, and cheques wait for the next working day.
Frequently asked questions
Is the bank open today in Kerala?
Use the checker at the top of this page. It uses the RBI list for Kerala and the India date. Banks close on Sundays, on the 2nd and 4th Saturdays and on the 23 holidays in the table.
How many bank holidays does Kerala have in 2026?
RBI lists 23 holidays for Kerala in 2026. Banks also close on Sundays and on the 2nd and 4th Saturdays.
Are banks open on Saturday?
Banks close on the 2nd and 4th Saturdays of each month. The 1st, 3rd and 5th Saturdays are working days, unless the day is on the RBI holiday list.
Will my EMI be debited on a bank holiday?
Yes, it can be. Since 1 August 2021, NACH works on all days of the week. Keep the money for the EMI in your account on the day before the EMI date.
Sources
- Reserve Bank of India: Bank Holidays (holiday list for each RBI office). Verification date: 27 Oct 2026. The list shows holidays as given in the Negotiable Instruments Act. State governments give these days as holidays.
- RBI Statement on Developmental and Regulatory Policies, 4 June 2021: NACH on all days from 1 August 2021.
- RBI regional office for Kerala: Kochi and Thiruvananthapuram.
A state can give a new holiday at short notice. We examine the RBI list each month. Before you go to a branch on a festival day, speak to the branch to make sure that it opens.